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Meet Our Youth Banking Team
Meet Shayna Martini & Kelli Shoemaker
Helping Families Navigate Financial Milestones
Every family's situation is different.
That's why Shayna Martini and Kelli Shoemaker work directly with parents, teens, and young adults to help answer questions, build financial confidence, and navigate important financial Whether your teen is opening a first checking account, starting a first job, learning how credit works, or preparing for future goals, Shayna and Kelli are here to help guide the process.
Meet With Us To Discuss
First jobs and direct deposit
Opening a first checking or savings account
Everyday banking tools and digital banking
Financial education for teens
Credit-building conversations
Spending, saving, and budgeting habits
Creating a practical financial game plan
Why Families Choose First Community Bank
Real conversations with local bankers
No pressure or sales tactics
Clear explanations in plain language
Practical guidance tailored to your family's goals
Support from people who will be here as your teen's financial needs grow milestones
Call us at (608) 868- 7644 or email Shayna at Martini@fcbmilton.com or Kelli at Shoemaker@fcbmilton.com
Download Your Teens Financial RoadMap here
What To Expect During Your Meeting
Opening a first account or starting conversations around credit should feel simple and approachable.
Your meeting with Shayna or Kelli is designed to help both parents and teens understand the process, ask questions, and leave with a clear next step.
During Your Meeting, We Can Help
Open a Teen Checking Account
Many teen and young adult accounts can be opened with little or no money to get started.
Set Up Debit Cards & Mobile Banking
We'll help teens learn how to manage spending, deposits, transfers, and online banking tools.
Discuss Credit-Building Strategies
Families can ask questions about authorized users, starter credit options, and responsible credit habits.
Explain Parent Oversight Options
Parents can remain involved while teens begin building independence and financial confidence.
What To Bring
Driver's license or photo ID
Social Security number
Parent or guardian information
Initial deposit if desired
Helpful Note
If you're unsure what is needed, Shayna or Kelli can walk you through it before your appointment.
How Long Does It Take?
Most appointments take approximately 30 to 45 minutes depending on questions and account setup needs.
What You'll Leave With
Families may leave the appointment with:
A new checking account
Debit card setup information
Online and mobile banking access
Direct deposit information
A better understanding of how credit works
Practical next steps for building healthy financial habits
Youth Banking Frequently Asked Questions
Many teens begin opening checking accounts around age 15 when they get a first job, start driving, or need direct deposit access.
Yes. Parents can remain joint account holders and help guide spending, transfers, and account management.
An authorized user is someone added to another person's credit card account. Families sometimes use this approach to begin introducing responsible credit habits and discussions around payments and budgeting.
In many cases, teens under 18 may participate as authorized users with parent involvement. Independent credit products generally begin at age 18.
Every family's goals are different. A conversation with a local banker can help you understand your options and build a plan that fits your situation.
Yes. Mobile banking, debit cards, ATM access, and online banking tools make it easy for students to continue banking while away at school.