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Business Checking Products

Organization Advantage Checking

Monthly Fee

None

Minimum Balance

None

Checks

First 15 checks written are free, any over 15 will be $0.25 each

Debit and Credit Card

Business Credit Card availible for $15 per year
Business Debit Card available for $20 per year

Additional Features

Overdraft protection available ($3 per transaction)
$50 deposit to open account

Small Business Advantage Checking

Monthly Fee

$8 monthly fee if minimum balance not maintained

Minimum Balance

$500 minimum average monthly balance

Checks

First 25 checks written are free, any over 25 will be $0.25 each

Additional Features

Overdraft protection available ($3 per transaction)
$50 deposit to open account

Small Business Advantage Plus Checking

Monthly Fee

$10 monthly fee if minimum balance not maintained

Minimum Balance

$5000 minimum average monthly balance

Checks

First 50 checks written are free, any over 50 will be $0.25 each

Debit and Credit Card

Business Credit Card available for $15 per year
Business Debit Card available for $20 per year

Additional Features

Interest tiers of $5000 to $10,000 and $10,000 plus
Overdraft protection available ($3 per transaction)
$50 deposit to open account

Prime Business Advantage Checking

Monthly Fee

$15 monthly fee if minimum average balance of $15,000 not maintained in any other First Community Bank deposit account

Minimum Balance

$15,000 minimum average monthly balance

Checks

  • First 100 checks written are free, any over 100 will be $0.25 each

  • Monthly CD Rom of images for $40 per month

Debit and Credit Card

  • Business Debit and Credit Cards free of charge

Additional Features

  • Basic Business Internet Banking free

  • Sweep account access

  • Banking on the Go Courier Service for $4 per stop

  • Overdraft protection available ($3 per transaction)

  • $50 deposit to open account

  • Credits applied to account based on average combined deposit balances:
    Balance / Credit

    > $15,000 / $15

    > $50,000 / $35

    > $100,000 / $50

    > $150,000 / $75

    > $200,000 / $95

Public Advantage

Monthly Fee

None

Minimum Balance

None

Checks

  • Unlimited check writing privileges

  • Monthly CD Rom of images for $40 per month

Debit and Credit Card

None

Additional Features

  • Sweep account access

  • $50 deposit to open account

Depository Transfer Checking

Monthly Fee

$7 monthly maintenance fee

Minimum Balance

None

Checks

$0.25 per check, $0.30 per deposit, and $0.09 per transit item

Debit and Credit Card

None