Detect suspicious activity by routinely monitoring your financial accounts and billing statements.
Be alert to signs that require immediate attention:
- Mail or bills that do not arrive as expected.
- Unexpected credit cards or account statements.
- Denials of credit for no apparent reason.
- Calls or letters about purchases you did not make.
Your credit report. Credit reports have information about you, including
what accounts you have and your bill paying history.
The law requires the major nationwide consumer reporting companies—Equifax, Experian,
and TransUnion—to give you a free copy of your credit report each year if you ask for it.
or call 1-877-322-8228, a service created by these three companies, to order your free credit
reports each year. You also can write: Annual Credit Report Request Service, P.O. Box 105281,
Atlanta, GA 30348-5281.
Your financial statements. Review financial accounts and billing statements
regularly, looking for charges you did not make.