Calculators

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Access multi-million dollar FDIC insurance

Personal Checking Accounts

Direct Checking
Premier Checking
Preferred Checking
Advantage Plus
Student Checking

Direct Checking

Monthly Fee	$8 maintenance fee if minimum balance not maintained
Checks	Check printing fees apply
Interest	No interest
Internet Banking with Bill Pay	Free
eStatements	Free
ATM or Debit Card	Annual Fee
Minimum Balance	$100 to avoid monthly maintenance fee
Additional Features	Unlimited check writing Maintenance fee waived if one direct deposit or $100 minimum balance or 6 point of sale debit transactions per statement cycle

Premier Checking

Monthly Fee	None
Checks	Free single checks
Interest	Tiered interest
Internet Banking with Bill Pay	Free
eStatements	Free
ATM or Debit Card	No annual fee
Minimum Balance	None
Additional Features	Must be 50 years of age or better Unlimited check writing First year safe deposit box free (3x5 box only) No fee personal money orders

Preferred Checking

Monthly Fee	$10 maintenance fee if below minimum or average balance
Checks	First order of single checks free
Interest	Tiered interest
Internet Banking with Bill Pay	Free
eStatements	Free
ATM or Debit Card	No annual fee
Minimum Balance	$10,000 minimum or average collected balance in related account greater than $15,000
Additional Features	Unlimited check writing First year safe deposit box free (3x5 box only)

Advantage Plus

Monthly Fee	$6 direct fee
Checks	Free single checks
Interest	Tiered interest
Internet Banking with Bill Pay	Free
eStatements	Free
ATM or Debit Card	No annual fee
Additional Features	Unlimited check writing First year safe deposit box free (3x5 box only)

Student Checking

Monthly Fee	None
Checks	First order of single checks free
Interest	No interest
Internet Banking with Bill Pay	Free
eStatements	Free
ATM or Debit Card	No annual fee
Minimum Balance	None
Additional Features	Must be a student Unlimited check writing