Advantage Phone System Overdraft Protection

Check Advantage Card Automatic Transfers

Advantage Phone System

Advantage Phone System, a 24-hour automated account information line, enables you to easily access information about your checking, savings and loan accounts…wherever and whenever you want, just by using a touch-tone phone.  If you have enrolled to do so, you can make real-time transfers over the phone system from designated accounts. This 24-hour-a-day, 7-day-a-week service is free to First Community Bank customers.  Just dial 1-800-261-8053

Obtain information such as: 

• Available balances
• Recent deposit information
• Recent withdrawal information
• Verification of payment of a single check
• Loan balances and interest information
• Lobby and Drive-up Hours
• Make transfers between accounts
• Pay loan payment from your First Community Bank deposit account
• Draw off your line of credit

For instructions click here or contact First Community Bank for more information.

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Overdraft Protection

Enjoy the peace of mind of never having a check returned with First Community Bank Overdraft Protection Services. Funds are transferred automatically from your savings or money market account for a nominal fee.  Contact us at 608-868-7644 or email us to sign up or to obtain additional information.

Visa Check Advantage Debit Card

Use our Visa Check Advantage Debit Card, FREE with the Advantage Plus and Premier Advantage accounts, at millions of ATMs and retail locations nationwide- wherever VISA is accepted. Just like writing a check, your Express Check Debit Card automatically deducts purchases directly from your checking account.

• No checkbook to carry
• No time consuming checks to write
• No identification to show
• No waiting for check approval
• Detail information on your account statement

Automatic Transfers

In order to conduct transfers between your First Community Bank accounts, you may select any of the following options.  A preauthorized transfer form must be on file so that we can set up the transfer relationships.  

• Scheduled bi-weekly or monthly transfers
• Telephone transfers
• Transfers through Advantage Phone System
• Transfers through eAdvantage Internet Banking

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