Organization Advantage Checking

	No minimum balance or monthly fee
	First 15 checks written are free, any over 15 will be $0.25 each
	Business Credit Card available for $15 per year
	Business Debit Card available for $20 per year
	Overdraft protection available ($3 per transaction)
	$50 deposit to open account

Small Business Advantage Checking

	$500 minimum average monthly balance
	$8 monthly fee if minimum balance not maintained
	First 25 checks written are free, any over 25 will be $0.25 each
	Business Debit Card available for $20 per year
	Overdraft protection available ($3 per transaction)
	$50 deposit to open account

Small Business Advantage Plus Checking

	$5000 minimum average monthly balance
	$10 monthly fee if minimum balance is not maintained
	First 50 checks written are free, any over 50 will be $0.25 each
	Interest tiers of $5000 to $10,000 and $10,000 plus
	Business Credit Card available for $15 per year
	Business Debit Card available for $20 per year
	Overdraft protection available ($3 per transaction)
	$50 deposit to open account

Prime Business Advantage Checking

	$15 monthly fee if minimum average balance of $15,000 not maintained in any other First Community Bank deposit account
	Basic Business Internet Banking free
	First 100 checks written are free, any over 100 will be $0.25 each
	Business Debit and Credit Cards free of charge
	Sweep account access
	Overdraft protection available ($3 per transaction)
	Monthly CD Rom of images for $40 per month
	Banking on the Go Courier Service for $4 per stop
	$50 deposit to open account
	Credits applied to account based on average combined deposit balances:

Public Advantage

	No minimum balance or monthly maintenance fee based on balances and activity
	Unlimited check writing privileges
	Sweep account access
	Monthly CD Rom of images for $40 per month
	$50 to open account

Depository Transfer Checking

	No minimum balance
	$7 monthly maintenance fee
	$0.25 per check, $0.30 per deposit, and $0.09 per transit item
	Credit rate applied to account based on account balance:

[back to top]

	Minimum balance of $150
	$5 monthly fee if minimum balance is not maintained
	Allowed three debits per month
	Interest Tiers $150 to $1,499 $1,500 and over

Small Business Money Market

	Minimum balance of $1,500
	$7 monthly fee if minimum balance is not maintained
	Allowed three debits per month
	Interest Tiers $0 to $1,499 $1,500 to $4,999 $5,000 and over

Prime Advantage Money Market

	Minimum balance of $10,000
	$10 monthly fee if minimum balance is not maintained
	Allowed three debits per month
	Interest Tiers $0 to $9,999 $10,000 to $24,000 $25,000 to $49,999 $50,000 and over

Money Reserve Fund

	Minimum balance of $20,000
	$20 monthly fee if minimum balance is not maintained
	$5,000 deposit to open account
	Interest Tiers $0 to $19,999 $20,000 to $49,999 $50,000 to $99,999 $100,000 to $249,999 $250,000 to $499,999 $500,000 and over

 Public Advantage Money Market

	Average balance of $50,000
	$10 monthly fee if minimum balance is not maintained
	$1,000 deposit to open account
	Interest Tiers $0 to $99,999 $100,000 and over- rate tied to the local government investment pool

[back to top]

The following explains specific features of the many loans we have to offer. For additional information, please see a Loan Officer at First Community Bank.
First Community Bank's general lending area is defined as Rock County and Southern Jefferson County, Wisconsin.

• Competitive interest rates on all types of loans. 
• Flexible repayment terms.
• Liberal down payment requirements to qualified customers.
• Flexible collateral requirements.
• Prompt approval, usually in less than 24 hours.
• Professional service from experienced lenders

[back to top]

At First Community Bank, we want our business partners to succeed.  Good employee morale is a key place to start.  So why not offer your employees a new package of benefits they are sure to appreciate?  A special perk included with some First Community Bank business accounts if FREE First-at-Work Employee Banking.  This valuable package of free and discounted personal banking services is a win-win for you and your employees.  And to make things easier, our Personal Banker will schedule a time that is convenient to you and to come to your business and set up their accounts.  Some of the benefits include*:

	FREE First-at-Work checking with direct deposit of paycheck
	FREE Internet Banking with Bill Pay
	FREE Consultation for their 401(k) or other investments
	FREE Debit or Credit Card
	FREE Entertainment Book
	FREE first year on 3x5 safe deposit box
	Preferred rate on their certificate of deposit

*Some services may require approval

Safe Deposit Box

We offer many sizes of safety deposit boxes to accommodate your needs.  They are perfect for  documents such as birth certificates,  titles, registrations, wills, and photo negatives.  

Yearly rates are:

3 x 5                        $20.00
5 x 5                        $30.00
3 x 10                      $40.00
5 x 10                      $60.00
10 x 10                    $90.00

Night Depository

Too busy with your business to drop off a deposit during bank hours?  Then our night depository is right for you.  It is a safe and easy way to drop your deposits off and much safer than holding large amounts of money overnight. 

[back to top]